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Commercial Loans Underwriter - Altrincham, Cheshire, United Kingdom, WA14


Commercial Loans Underwriter


£22-24k depending on experience + benefits + bonus

Working for a growing office in the centre of Altrincham (moving to the central Manchester in Feb 2019) this is a great opportunity to join a team who manage the underwriting process of consumer loans typically up to £15k in value.

Duties will include:

• Taking inbound calls and making outbound calls from existing or prospective business customers

• Completing applications from start to finish

• Advising applicants on loan re-payments

• Conduct a thorough income and expenditure to ensure clients can afford to meet the proposed loan repayments

• Conduct a credit search on the client to ensure they meet criteria, study the search and discuss it with the applicant

• Validate Clients bank details by obtaining and checking proof of income and any other documents required to satisfy the

• company's Lending Policy

• Make a formed lending decision based on the information gathered.

• Conduct any other related checks as required

• Liaise with internal colleagues and third parties

• Follow company policies and procedures, acting in accordance with FCA guidelines at all times

Personal Specification

• Underwriting experience within Financial Services, ideally within an FCA regulated environment

• Knowledge of lending and of the Consumer Credit Act

• Strong attention to detail and numeracy skills

• Attention to detail

• Excellent telephone manner

Days - you will be required to work 5 days out of 7 on a rota basis

Hours - 40 hours per week between 9am and 8pm Monday to Friday and 10/11am - 4pm on weekends.

Benefits include 28 days annual leave increasing with service, modern town centre office, genuine opportunities to progress and contribute to a growing office, pension and more!

Successful applications will be subject to passing a credit check and DS check.

Interested? Click to apply.