Corporate Credit Officer AVP - London, United Kingdom,

£100-125k

The company is a leading provider of financial services.

  • Pro-actively engaging with the front office to structure solutions which assist its growth, minimize the bank's expected loss and are in compliance with internal policies.
  • Approving or recommending for approval new credit extensions, amendments, renewals and/or re-financings.
  • Performing counterparty credit analysis including, but not limited to, credit due diligence meetings, cash flow and liquidity analysis, sensitivity analysis, and collateral and enterprise valuation analysis.
  • Reviewing and revising obligor specific internal risk ratings and SNC ratings assigned to capture differing degrees of credit risk over time.
  • Evidencing a robust assessment of existing credit exposure through quarterly and annual monitoring reports.
  • Identifying early remedial action on deteriorating credits, working jointly with the workout department to manage problem credits and/or workout situations.
  • Ensuring information systems measure obligor specific credit risk, including the composition, quality, and concentration of risk correctly against relevant limits.
  • Provision of comprehensive and timely portfolio reporting.
  • We want you to contribute your strong interpersonal skills to our team.
  • The successful candidate will be an experienced credit risk management professional already working in a major commercial or investment bank.
  • She or he is likely to have experience in credit risk management, with a focus on leveraged finance and/or investment grade corporate lending.
  • You welcome diversity and want to work in a collaborative environment.