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Credit Analyst -Corporate Credit - City, London, United Kingdom, EC1A2

£40k

We are looking for Credit Analyst -Corporate Credit for one of our Clients to join their growing team in their main branch in Central London.Our client is an International Public Sector banking and financial services company.

JOB ROLE

  • Management of Loans & Advances.
  • Scouting the market for new business leads.
  • Preparing loan proposals and presenting them to the committee.
  • Documentation, Disbursement and follow-up.
  • Will be cover for other officer in their absence

JOB RESPONSIBILITY

  • Responsible for financial/credit analysis and transaction support for Corporate Finance transactions (including Syndicated loans, project finance, debt capital markets, debt advisory and structured finance) . Analysis of Company Balance Sheet.
  • Responsible for financial/credit analysis for bilateral credit transactions. Analysis of Company Balance Sheet. Discussing types of securities to be provided by the customers for the facilities and adequacy of securities
  • Maintaining Constant contact with credit administration team regarding all operations in individual accounts
  • Visiting clients premises or arranging meeting in the Bank
  • Preparing minutes of the visits
  • Being the main relationship point for clients including solving of various problems and passing on to the correct departments
  • Identification of SMA and preparing periodic reports of SMA and stressed accounts
  • Restructuring/Rescheduling/Write-off of accounts in case of need
  • Documentation till execution stage. Arranging for sgning of documents
  • Periodic Review and Renewal of Accounts
  • Providing clients with information and data required for structuring of facility (mainly deposit backed and property backed advances)
  • Upon approval of facilities structuring arrangement letters and other necessary documents
  • Providing due dates of term loan instalments to the Credit Administration Department
  • In the absence of other personnel, to handle all routine matters in the department in case of need
  • Liaising with bank's solicitors for drafting and going through documentation
  • Liaising with banks valuers for arranging of inspection of property and to provide the bank with reports
  • Attending to inspection and audit reports and also interacting with statutory auditors
  • Any other duties assigned by the head, relationship teams.
  • Conductiong field visits.

Competency

  • Sound knowledge of loans & advances.
  • Sound knowledge of financial analysis/balancesheet analysis.
  • Sound knowledge of Finacle operations and MS Word and Excel.
  • Should have good communication skills as the job involves interaction with customers and other departments/branches.
  • Should have problem solving abilities.
  • Should have ability to complete the work given within the stipulated time frame

If you feel interested in the role and have the required expereince and qualifications, 'Apply' immediately.