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Credit Documentation Officer - Real Estate & Trade - City, London, United Kingdom, EC1A2

£36-40k

Your role will be to support the banks documentation of a range of lending products which includes commercial mortgages and working capital / trade finance facilities. Your role will see you with management of the process following credit approval through to completion and ensuring collateral is correctly executed (together with post-completion follow ups)

Responsibilities

  • Responsible for executing facility documentation in line with the bank's standard operating policy & procedures as well as applicable external rules and regulations.
  • Responsibility for the timely issuance of credit facility documentation
  • Oversee queries raised by the bank's solicitors and valuers, resolving problems and/or referring them to the Head of Credit Administration or, where relevant, the Chief Risk Officer/Head of Business Development for approval in terms of the bank's delegated authorities.
  • Liaison with Branch & Relationship Managers, Operations, Credit Approval and Remedial Management as appropriate.
  • Review and assess reports produced by the bank's solicitors and valuers, identifying key risks, recommending possible mitigants.
  • Instructing solicitors and valuers to ensure collateral and credit structure is executed as per each credit approval.

Candidate Experience and Education

  • Credit Administration & process experience with Property Finance & SME banking product knowledge.

Skills and Competencies

  • Strong understanding of credit documentation, security perfection, valuation, collateral management by way of work experience and relevant laws and regulations.