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Credit Policy Manager - Bracknell, Berkshire, United Kingdom, RG12

£40-45k

Job Title: Credit Policy Manager

Location: Bracknell

Salary: Circa £45,000 plus benefits and bonus

Benefits:

  • 25 Days holiday
  • Healthcare
  • Life Assurance 4 times salary
  • Pension (contributory)
  • Discretionary bonus scheme
  • Free onsite parking
  • Voluntary Benefits - benefit from the corporate rates
  • Denplan
  • Healthshield
  • Childcare Vouchers

About our client

We have a superb opportunity for a Credit Policy Manager with a rapidly growing financial services business based in Bracknell, Berkshire. They are a specialist mortgage lender offering a wide range of But to Let mortgages and are particularly experienced in the portfolio landlord market.

About the role of Credit Policy Manager

As a key member of the credit risk team the role holder will support sustainable business growth through:

  • Ownership of the credit policy and its governance
  • Managing escalations and policy queries
  • Supporting the development of prudent, commercially focused lending criteria
  • Supporting the oversight of lending decisions as directed by the credit committee/or Head of Credit Risk
  • Establishing appropriate risk appetite and control metrics

Responsibilities and Experience required for the role of Credit Policy Manager

  • Ownership of referrals and escalations to the credit risk department from underwriting
  • Assist in the production of credit committee deliverables and monthly reporting cycles
  • Support growth by reviewing new lending propositions against criteria, appetite and applicable regulatory principles
  • Update all lending policies
  • Ensure relevant compliance with all applicable FCA regulations, Data Protection, Money Laundering legislation and TCF
  • Support the Head of Credit Risk in the delivery of ad-hoc projects
  • Experience required: Good understanding of the mortgage market and product lifecycle
  • Experience of formulating risk appetite and policy with a strong knowledge of secured lending
  • Understanding of risk data sources
  • An understanding of key risk drivers for both consumer and limited companies

For more information regarding the role of Credit Policy Manager please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days