ECD - Credit Divison - VP - London, United Kingdom,

£150-200k

The company is one of the world's leading financial groups.

  • To support the ECD Leveraged Finance Team, Team Head and General Managers to develop and maintain a sound leveraged loan portfolio within the credit appetite of the EMEA region, and in line with regulatory requirements.
  • To assess the credit of leveraged obligors in specific sectors/ regions and make recommendations on borrower ratings and transactions for decision-making by relevant senior management with discretionary authority.
  • Key Responsibilities
  • Evaluate credit risk transactions; assign internal risk ratings and size risk appetite. Make approval recommendations to senior credit risk sanctioners for approval.
  • Manage a portfolio of leveraged clients with loans and market risk exposures, including annual and periodic reviews / early warning monitoring.
  • Analyse economic, political and market events which may have an impact on the portfolio of counterparties managed. Based on the results of the analysis, make risk management recommendations or take rating actions.
  • To challenge first-line credit recommendations and proposed deals, as appropriate, within respective coverage areas to ensure maximum return and appropriate use of capital funds.
  • Ensure effective communication with all stakeholders including internal clients, external clients and within other relevant risk functions.





  •  Sufficient experience in credit risk with a focus on corporate credit analysis and a holder of sanctioning authority. Ideally, some previous exposure to leveraged lending and an understanding of current trends in this space.
  • Strong knowledge of corporate finance, capital markets and credit / market risk principles.
  • Good product knowledge covering corporate lending, derivatives and trade finance.
  • ​Preferred:
  • Previous experience with building financial models, scenario projections and interpretation of results.
  • Familiarity with regulatory framework in the UK (PRA, FCA), US (FED, OCC) and Europe (ECB) for leveraged loans.
  • Skills and Experience
  • Functional / Technical Competencies:
  • Essential
  • Strong analytical skills on how to assess a company's financial performance.
  • Understanding of how to assign probability of default credit ratings and LGD's.
  • Working knowledge of legal documentation and key credit clauses.
  • Education / Qualifications:
  • Bachelor Degree or equivalent (Essential)
  • Relevant industry accreditation (Beneficial)
  • Personal Requirements
  • Good communication skills with the ability to convey credit arguments clearly and concisely
  • Excellent attention to detail and accuracy
  • Strong team player
  • Ability to work under pressure and deal with client / transaction driven deadlines
  • Results driven, with a strong sense of accountability
  • Strong numerical skills
  • Microsoft Office skills