Head of Portfolio Management - Loans - London, United Kingdom,

£70-90k

Our client a niche property finance lender is currently looking for a Head of portfolio Management to join their growing business.

Reporting to the Chief Credit Officer, leading a team in managing a portfolio of performing and non-performing bridging and development loans;

Key Responsibility

  • Management of a loan portfolio, comprising bridging and development loans of up to £5m;
  • Monitoring and reporting of portfolio performance, market and competitor trends to the Board and Investment Advisory Committee;
  • Driving performance of external advisory panel of valuers, monitors and lawyers to deliver to required performance standards;
  • Oversight and management of a team of junior credit analysts and surveyors to deliver day to day facility monitoring;
  • Coaching of junior staff, including embedding processes and driving execution against KPI's;
  • Pro-active risk management and pre-emption of emerging issues within the portfolio;
  • Devising strategies for non-performing loans to mitigate risks to lender, taking into consideration both individual deal dynamics and portfolio impact;
  • Execution of agreed strategies including leading facility restructuring and management of insolvency processes;
  • Recommendation of process enhancements based on analysis of portfolio performance trends.

Key Skills

  • Extensive knowledge of corporate real estate finance, including origination and monitoring of development finance facilities;
  • Experience of restructuring non-performing loans, ideally gained within a corporate banking or debt advisory environment;
  • Strong track record of managing and driving a team to deliver results;
  • Excellent relationship management skills and ability to manage conflict and distressed situations with the appropriate balance of conviction and sensitivity.