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Lead Credit Risk Analyst, Portfolio Oversight - London, United Kingdom,


Credit Risk Manager, Portfolio Oversight

Up to £80,000 + competitive benefits

A fast-paced unsecured lender who are seeking an experienced Credit Risk Analytst who is ready to lead teams and manage the performance of retail portfolios from a second line perspective, whilst gaining insight into wider business activities.

You will be responsible for defining Credit Risk standard and frameworks and wider oversight of Cards and Loans. You will need first line Credit Risk Analytics experience, spanning full life-cycle to oversee performance from a second line / review function.


Leading unsecured lender with a fast-paced but informal, collaborative environment. They've got a state of the art office space and an increased data capability, which means strategies are under development across the full life-cycle which elevates the importance of this role within the business.


  • Develop Risk framework and design wider risk appetite
  • Ownership over thematic review, continuous reviews and validation oversight
  • Ensure the adherence to Risk standards and frameworks across the full lifecylce
  • Ensure robustness of standards, controls and practices in place to mitigate Credit Risk
  • Advise the company on all aspects of Credit Risk management, focusing on Secured portfolios


  • Up to £80,000 + competitive benefits
  • Exposure to director level and different areas of the business
  • The chance to own Credit Risk Framework, Standards and Control whilst staying close to the Analytics


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Credit Risk Analysis, Portfolio Analysis, SAS, SQL, Python, Retail Banking, Strategy, Commercial, Acquisitions Strategy, Collections Strategy, Existing Customer Management, Portfolio Analytics, Product Strategy, Digital Optimisation, Marketing Analytics, Risk framework, Controls, Second Line, Oversight, Validation, Mortgages