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Lead Credit Risk Analyst - City, Manchester, United Kingdom, M1


Lead Credit Risk Analyst
Up to £60,000

Are you an experienced Credit Risk Analyst looking for ownership and accountability? What about the chance to drive the making of optimised and profitable decisions across the Analytics function? This is a Lead Credit Risk position for an Analyst with experience driving portfolio perforamnce or credit strategy through the development of statistical models using SQL and SAS, R or Python.


A leading consumer lender who are investing heavily in their Data and who are seeking a Lead Analyst to leverage constantly evolving data sources and tools to drive profitable decision making at the custoemr level.


  • Reporting into the Head Of to drive profitable decision making and portfolio performance through model development and forecasting
  • Development of Credit Risk Scorecards and profitability (NPV) models using SQL, SAS, R, Python
  • Identify new opportunities for data to help decision making
  • Support Credit Risk Strategy team


  • Extensive experience working in a Credit Risk Analysis function
  • Experience developing Credit Risk Scorecards, NPV or similar models using SQL, R SAS, Python
  • Mathematical background with a numerate degree from an accredited university
  • Stakeholder experience with strong communication skills


  • Up to £60,000
  • Drive change in an established, growing business
  • Ownership over data and model development


Credit Risk Analytics, Credit Risk Models, Basel, AIRB, Scorecards, Decision Science, SAS, Logistic Regression, Credit Strategy, NPV Models, Profitability, Customer Value Model