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Loans Underwriter - Altrincham, Cheshire, United Kingdom, WA14

£22k

Our client is looking for a Loans Underwriter, to join their growing office. This is a great opportunity to join a team who manage the underwriting process of consumer loans typically up to £15k in value.

Duties for the role of Loans Underwriter will include:

  • Taking inbound calls from existing or prospective business customers/financial brokers
  • Completing applications from start to finish
  • Advising applicants on loan re-payments
  • Conduct a thorough income and expenditure to ensure clients can afford to meet the proposed loan repayments
  • Conduct a credit search on the client to ensure they meet criteria, study the search and discuss it with the applicant
  • Validate Clients bank details by obtaining and checking proof of income and any other documents required to satisfy the company's Lending Policy
  • Make a formed lending decision based on the information gathered.
  • Conduct any other related checks as required
  • Liaise with internal colleagues and third parties
  • Follow company policies and procedures, acting in accordance with FCA guidelines at all times

Personal Specification for the role of Loans Underwriter:

  • Underwriting experience within Financial Services, particularly within an FCA regulated environment
  • Knowledge of lending and of the Consumer Credit Act
  • Strong attention to detail and numeracy skills
  • Attention to detail
  • Excellent telephone manner

Excellent basic salary plus benefits and they will consider someone Part Time for this position also