Loans Underwriter - City, Manchester, United Kingdom, M1
I am recruiting for a fantastic opportunity for one of my reputable clients based in Altrincham. The role is a Commercial Underwriter looking to progress within a forward thinking business. The organisation is a financial services organisation offering an innovative product that is fairly unique in the UK market.
- To assess the risk, accurately underwrite and mandate short term cash advances to businesses;
- Assess and evaluate the financial position and credit worthiness of all applications in order to make informed underwriting decisions;
- Accurately assess the risk of an application ensuring the advance is affordable, reasonable and sustainable with an underwriting rationale applied to each case prior to funding;
- Minimise the risk to the business and the applicant with a strong focus on fraud avoidance;
- Interpret and evaluate external credit reference agency data and undertake due diligence.
- Demonstrable underwriting experience;
- Experience of commercial lending;
- Experience of dealing with the main credit reference agencies;
- In depth knowledge of assessing company accounts and profit and loss statements;
- Outstanding communication skills;
- Good analytical and numerical reasoning skills;
- Ability to work in a fast paced environment and be able to make real time/accurate decisions;
- Confident to challenge others.
We are looking for passionate individuals who possess a can do attitude with the desire to go above and beyond what is needed to thrive within a fast paced, dynamic environment. Expect a friendly atmosphere where your input will have a direct impact on the ongoing growth and success of our business.