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Mortgage Underwriter - City, Birmingham, United Kingdom, B1

£38k

Job Title: Mortgage Underwriter

Location: Birmingham

Salary: Up to £38,000 base with a great benefits package and bonus scheme (OTE £44,000)

Benefits:

  • Pension
  • Private healthcare
  • Free parking
  • Flexible benefits platform
  • 25 days holiday (increases after 5 years' service)
  • Life assurance
  • Childcare vouchers
  • Health cash plan
  • Health screening

About the role

We have a great opportunity to work for a progressive and forward-thinking specialist lender based in their Birmingham office. They distribute via the financial intermediary channel in a market that is currently undergoing phenomenal growth and as a result have plan to expand the existing underwriting team. The opportunity offers the successful candidate to join a growing business and benefits from opportunities that this brings. You will be an experienced underwriter with current or recent experience underwriting mortgages in the UK regulated mortgage sector. Underwriting experience within complex specialist residential and buy to let mortgage sectors is essential, including HMO, multi-unit ad semi commercial sectors will be required

Responsibilities and Experience required for the role of Mortgage Underwriter

  • To process new business in line with credit policy, responsible lending policy and the underwriting manual
  • Contribute towards business improvement
  • Build a thorough understanding of the products offered by the firm, its lending strategy, credit risk policies and processes
  • Assess borrower's creditworthiness and underwrite new mortgage applications from initial receipt through to completion
  • The successful candidate will have current or recent manual underwriting experience, assessing complex mortgage applications. You will also need a solid understanding of the mortgage process, excellent customer service skills and the ability to work under pressure to tight deadlines

For more information regarding the role of Mortgage Underwriter please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days