logo for Aimee Willow Connex

Senior Risk Manager/ Underwriter - London, United Kingdom,

£50-55k

We are recruiting for our growing commercial finance lender client who are now looking for a Senior Risk Manager/ Underwriter to join their team. Our client was founded to provide UK SMEs with alternative funding options. No bureaucracy, no rigidity: they support growing companies with the finance they need to flourish.

They are looking for a Senior Risk Manager to manage a small team of underwriters as well be as responsible for the day to day risk management.

Responsibilities:

  • Report into the Risk Director
  • Monitor own and team performance against set targets and Staff Dialogue
  • Complete monthly 1-1's with your team
  • Take monthly team meetings with the Risk team, informing them of any policy changes. Give feedback on team and product performance
  • Conduct monthly audits of a sample of each of the teams deals. Highlight any areas that you have not agreed with, and Implement any additional training they may require
  • To assist in developing the business Continuity plans to limit risks and preparation for if things go wrong
  • Risk evaluation, which involves comparing estimated risks with criteria established by the business such as costs, legal requirements and environmental factors
  • Carry out risk assessments to analysing risks as well as identifying, describing and estimating the risk affecting the business and escalate this information to the Risk Director if need be
  • Liaise with internal and external personnel to gain extra/appropriate information or to discuss applications where necessary. Provide regular information on application statuses and work load.
  • Work closely with the Collections team to ensure there is ongoing dialogue around the performance on the portfolio
  • Where necessary, discuss and agree ways to structure applications that will make the application acceptable
  • Actively contribute suggestions and influence improvements in relation to the Cash Flow and Property processes and working practices. Ensure you are compliant with the Risk Policies and Guidelines.
  • To work within the level of risk the business is prepared to accept
  • Support the audit of relevant quality assurance systems across the business
  • To assist in developing the business Continuity plans to limit risks and preparation for if things go wrong.

What experience do you need for the role? -

  • At least 5 years' experience in a risk environment & strong decision-making ability
  • Managerial experience preferred
  • Understanding of financial statements and principles of lending
  • Strong interpersonal, written and oral communication, negotiation & conflict resolution skills
  • Self-motivated with excellent organisational and time management skill
  • Ability to work within structured processes managing tasks efficiently and effectively
  • Adaptable, self-motivated team player
  • Strong analytical skills
  • Good reporting skill
  • High attention to detail
  • Be proactive and acts on own initiative and have good problem-solving skills